Need insurance
consultation
today

We offer a comprehensive range of insurance products including life insurance, critical illness insurance, disability insurance, mortgage insurance, and travel insurance. Our experienced advisors will help you choose the right coverage based on your specific needs and budget.

Our licensed insurance advisors will conduct a thorough needs assessment to understand your financial situation, family circumstances, and long-term goals. We'll then recommend customized insurance solutions from our network of top-rated Canadian insurance providers to ensure you get the best coverage at competitive rates.

The approval timeline varies depending on the type of insurance and coverage amount. Simple term life insurance policies can often be approved within 24-48 hours with simplified underwriting. More comprehensive policies requiring medical exams typically take 2-4 weeks for full approval.

Yes, most insurance policies offer flexibility to adjust your coverage as your life circumstances change. You can typically increase coverage (subject to underwriting), decrease coverage, or convert term policies to permanent insurance. We'll review your policy regularly to ensure it continues to meet your evolving needs.

No, our consultation and advisory services are completely free. We're compensated directly by insurance companies when you purchase a policy, so there are no fees or hidden costs to you. You get expert advice and personalized service at no charge while accessing the best rates from Canada's leading insurers.

Most insurance policies have a grace period of 30-31 days after a missed payment. During this time, your coverage remains active, and you can make the payment without penalty. If payment isn't received within the grace period, the policy may lapse. We recommend setting up automatic payments to avoid any coverage gaps.